About insurance at Tooth + Tongue
At Tooth + Tongue, we believe every child in Walnut Creek deserves gentle, high-quality dental care—and that cost should never stand in the way of a healthy smile. From a baby's very first checkup to a teenager's routine cleaning, we want families to feel confident that great care is within reach. That's why we accept Delta Dental and Medi-Cal Dental (Denti-Cal), along with most major PPO dental plans.
We know dental insurance can feel overwhelming. Plan documents are full of fine print, and it's not always clear what's covered until the bill arrives. We do things differently. Before your child's first visit, our front-desk team verifies your benefits, confirms what your plan covers, and walks you through any out-of-pocket costs up front—so there are no surprises and no guesswork.
Our goal is simple: keep the focus on your child's comfort and care, not on paperwork. We handle the insurance side so you don't have to. If you ever have a question about your coverage, co-pays, or what your plan includes, just call us at (925) 949-8427. A friendly member of our Walnut Creek team is always happy to help you make the most of your benefits.
Understanding your dental coverage
Dental insurance can be confusing, so here's a quick look at how the plans we accept usually work. PPO plans—like Cigna, Aetna, or Guardian—let you see our team while sharing the cost through co-pays and deductibles. Medi-Cal Dental (Denti-Cal) provides covered dental care for eligible children at little to no cost to your family. HMO and DHMO plans assign you to a specific provider, so it's worth a quick call to confirm your plan applies. Not sure which type you have? Bring your insurance card to your first visit, or call us at (925) 949-8427 and we'll sort it out for you.
Serving families across Walnut Creek and beyond
Tooth + Tongue is proud to be a dental home for children throughout Walnut Creek and nearby communities, including Pleasant Hill, Concord, Lafayette, Alamo, and Danville. Wherever you're coming from, our team makes using your dental benefits simple—verifying coverage ahead of time so your child's visit stays focused on their smile.
Insurance plans we accept in Walnut Creek
We proudly accept Delta Dental and Medi-Cal Dental (Denti-Cal) for families across Walnut Creek and the surrounding East Bay, and we also work with most major PPO dental plans. Whether you have coverage through your employer, a plan you purchased on your own, or state coverage for your child, there's a good chance we can help. The plans we work with most often include:
- Cigna
- United Healthcare
- Aetna
- Anthem Blue Cross
- Guardian
- United Concordia
- DenteMax
- Humana
- GEHA
- TriStar
- Unum
- Ameritas
- Principal
- Sun Life
Here's how it works once you're with us. After you book, we'll collect your insurance details and verify your child's benefits before the appointment—checking things like co-pays, deductibles, annual maximums, and which services are covered. On the day of your visit, just bring your insurance card (or your child's Benefits Identification Card for Medi-Cal Dental) and a photo ID. In most cases, we file claims directly with your plan, so you won't have to chase paperwork or submit forms yourself.
If part of a treatment isn't fully covered, we'll always explain the cost before moving forward and walk you through flexible payment options that keep care affordable. And don't worry if you don't see your plan on the list above—coverage and in-network status can vary by specific plan and tier, so reach out and we'll confirm exactly what your benefits look like before your appointment.
Do you accept Medi-Cal Dental (Denti-Cal)?
Yes. We're proud to accept Medi-Cal Dental, also known as Denti-Cal, so more Walnut Creek families can access quality pediatric dental care. Just bring your child's Benefits Identification Card (BIC) to the visit and our team will handle the rest.
Do you accept Delta Dental?
Yes. Delta Dental is one of the plans we accept for children of all ages. Let us know your specific Delta Dental plan when you book, and we'll verify your coverage ahead of time.
Are you accepting new patients with insurance?
Yes—we welcome new pediatric patients in Walnut Creek with Delta Dental, Medi-Cal Dental (Denti-Cal), and most major PPO plans. Request an appointment online or call us to get started.
What if my insurance isn't on the list?
The plans above are the ones we work with most often, but the list isn't always complete. Call us at (925) 949-8427 with your plan details and we'll let you know what your benefits look like in Walnut Creek.
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